TelePay Insurance

Two Perspectives of Health Plans with Fewer Mandated Benefits

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Last week, the administration issued a rule allowing access to health plans that don't meet certain requirements of the ACA. These products—which don't have to offer the comprehensive benefits that ACA plans do—will be available to small businesses and the self-employed. And Mr. Trump is expected next to lift limits on the duration of short-term in...
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TelePay Insurance

Government Limiting Physician’s Patient Opioid Treatment

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As the number of deaths from opioid overdoses continues to climb in the U.S., the administration is considering legislation aimed at reducing the number of prescriptions being written for the painkillers. On average, overdoses of prescription opioids kill about 46 Americans a day, according to the Centers for Disease Control and Prevention. That nu...
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TelePayroll

High Drug Prices Forcing Patients to Make Risky Choices

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The "broken" drug pricing system in the U.S. is forcing some patients to make decisions that can negatively impact their health, experts warn. One internist and associate executive director for The Permanente Medical Group, said an example of this is one of his congestive heart failure patients, who ended up in the emergency room because of poor ca...
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TelePay Insurance

Health Savings Accounts for Everyone

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If HSAs Were Universal It Could Raise the Cap to $7,350 and Drive Competition Health-care reform is progressing under this administration; The individual mandate is nullified. The administration has permitted more low-cost "limited duration" insurance plans, and more small businesses now have access to association health plans. The next step should...
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TelePayroll

New Healthcare plans Will Lower Costs for Small Businesses

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The Secretary of Labor told Fox News that the administration's new health insurance rule will allow small businesses to negotiate lower cost plans. Large companies have many advantages; they have bargaining power and actually have fewer regulations than the small businesses. The Association Health Plans (AHPs) announced by the administration allow ...
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TelePay Insurance

Health Coverage at Work? Lawsuit Against ACA Could Affect You, Too

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Millions of people who get health insurance through their job could face waiting periods for coverage or find that specific medical conditions aren't immediately covered if the courts back a request by the Trump administration to toss key provisions of the ACA ( The provisions targeted by the Justice Department include the bans on insurers denying ...
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TelePay Insurance

What Latest Health-Law Case Means for Insurance Markets

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Uncertainty of Plans, Prices for 2019 - Longer Term - New Winners & Losers Consumers and insurers face new uncertainty with the Justice Department's assertion this week that key provisions of the Affordable Care Act are invalid. In a brief ( see Justice Department below ) filed on 6-7-18, the Justice Department asked a federal court to unwind t...
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TelePay Insurance

Administration’s ACA Stance Could Cause Problems

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The insurance industry trade group America's Health Insurance Plans warned that eliminating ACA's major protections would be "destabilizing" to the market and drive premiums even higher. AHIP signaled it will file an amicus brief in the case, officially siding with a group of states that have stepped in to defend the law's constitutionality. The ad...
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TelePay Insurance

The ACA Fix for Mom & Pop

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The Affordable Care Act was supposed to be a boon to small businesses and the 59 million Americans they employ. It hasn't worked out that way. In the past few years the ACA outlawed basic insurance plans and required businesses with 50 or more full-time workers to provide gold-plated coverage they didn't need. Almost immediately, companies began re...
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TelePayroll

VA Launches National Medical Device Registry

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The Department of Veterans Affairs has teamed with several other federal agencies to launch a nationwide medical implant tracking program. The collaboration between the VA and the Department of Defense, Centers for Medicare & Medicaid Services and the Food and Drug Administration will allow the VA to better monitor the safety of implant devices...
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