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ACA QUANDARY: REPEAL OR PROP UP?

Big Issues to Watch : How will the national budget reconciliation be treated -  will it go back to the existing law or move on to welfare reform & will they use it for both, or nothing? More Review Over the 340-B Program . A judge last week ruled against hospitals' effort to block $1.6 billion in cuts to the federal drug discount program, but allowed them to re-file the lawsuit once the cuts took effect on 1-1-18 - and the American Hospital Association, the Association of American Medical Co...
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TelePay Insurance

Will A New ACA Finally Emerge in 2018?

The sweeping 2018 tax bill approved on Wednesday, December 20th, will repeal the individual mandate in 2019, which could potentially take millions of people out of the health insurance market.  It also eliminates some existing subsidies, halved the insurance enrollment period, squelched the plan's marketing campaign, and rolled out regulatory health plans that changed the insurance landscape. Advocates acknowledge that the ACA is weakened, but surviving - if in name only. Some insurers are findi...
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TelePay Insurance

ACA Inclusion In Tax Bill To Be Decided Within Days

Some legislators feel that a bipartisan ObamaCare insurer fix will be added to a government funding bill this week (Dec. 18-22), potentially setting and is still being hotly debated. The bill is aimed at stabilizing insurer markets — and  would be added to a stop-gap government funding bill that must pass before this Friday's funding deadline. The two proposed bills would provide funding aimed at bringing down existing ACA premiums, and also make up for the premium rise from repea...
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TelePay Insurance

Impact of Undoing Exemption From The ACA Individual Mandate Hotly Debated

The debate surrounding the pending repeal of the Affordable Care Act’s centerpiece requirement that most people get insurance or pay a penalty is alive and well. A measure to repeal the ACA's mandate was rolled into the recently proposed tax plan and is currently being vigorously debated. But now, more experts are concluding that rising premiums next year would exempt many more people from the mandate. The exemption applies if the least-expensive health insurance available costs more than ...
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TelePay Insurance

Healthcare Costs: Insurance Benefits, Value & Premium Pricing

As consumers become responsible for increasingly larger portions of their health care costs, some are reducing their consumption of medical services in an effort to contain the financial impact. While most consumers are not yet comparison-shopping based on cost, this will likely change with the new ACA regulations. Choosing a health insurance broker is important when implementing a new health insurance plan for your workforce. Talking with experts who help you choose a plan - best  for your comp...
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TelePay Insurance

Update on ACA Status

Congress is headed for a showdown on whether to insert several pressing health measures in year-end bills.  The looming health-care issues include: Funding for a children’s health program Possible delay of certain taxes by the ACA A bipartisan plan to bolster fragile insurance markets It isn’t yet clear which of the bill's  measures will pass. There is turbulence right now on coming to an agreement in the short time remaining to come to passing a law in 2017. Backers of the health-ca...
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TelePay Insurance

Medical Schools Seek Applicants' Who Understand Health Policy & Health Care Reform

With the rapidly evolving political health care landscape, many medical schools are becoming more interested in applicants' understanding of health policy and health care reform. For those preparing a medical school interviews - whether in a traditional interview or a multiple mini-interview they will be expected to have a clear understanding of health care reform. U.S. Health Care System Medical school interviews ask applicants about their view on the American health care system. An effective r...
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TelePay Insurance

Killing the ACA Tax Will Make it Easier to Restore Insurer Subsidies

The House is poised to pass tax reform on 11-17-17; the Senate draft includes a repeal of ACA's individual mandate.  Is this an attempt to deny Americans health insurance?  Some want to repeal the mandate that fines Americans who don’t buy health insurance and become part of the tax initiative under review.  The hope is doing so will ensure that tax reform complies with the dictate: no deficits outside a 10-year budget window. The individual mandate would see a savings of $338 B over 10 ye...
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Debate On Health Law Repeal & Individual Tax Mandate Swirls

Considerations on the ACA status may include a repeal defining that most Americans must have insurance coverage as part of their tax-overhaul package.  This adds an uncertain element to an already complex legislative effort. Basically the proposal would co-mingle the draft tax bill currently under consideration with health-care provisions. In short, the concept would use the savings generated by repealing the individual ACA mandate to lower taxes for middle-income households. This approach would...
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TelePay Insurance

Shopping Guide For ACA Plans

When consumers shop for Affordable Care Act plans starting Nov. 1, what they find depends on their individual circumstances. For those receiving federal subsidies to help with their premiums the new plans may offer greater benefits.  But those who aren’t eligible for those subsidies (people making 400% of the federal poverty level, around $48,000, or less) can expect to bear the full brunt of rising rates. Premiums on ACA Plan Due to the details of the ACA , prices on middle-tier “si...
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