TelePay Insurance

Two Perspectives of Health Plans with Fewer Mandated Benefits

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Last week, the administration issued a rule allowing access to health plans that don't meet certain requirements of the ACA. These products—which don't have to offer the comprehensive benefits that ACA plans do—will be available to small businesses and the self-employed. And Mr. Trump is expected next to lift limits on the duration of short-term in...
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Government Limiting Physician’s Patient Opioid Treatment

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As the number of deaths from opioid overdoses continues to climb in the U.S., the administration is considering legislation aimed at reducing the number of prescriptions being written for the painkillers. On average, overdoses of prescription opioids kill about 46 Americans a day, according to the Centers for Disease Control and Prevention. That nu...
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Health Savings Accounts for Everyone

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If HSAs Were Universal It Could Raise the Cap to $7,350 and Drive Competition Health-care reform is progressing under this administration; The individual mandate is nullified. The administration has permitted more low-cost "limited duration" insurance plans, and more small businesses now have access to association health plans. The next step should...
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Health Coverage at Work? Lawsuit Against ACA Could Affect You, Too

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Millions of people who get health insurance through their job could face waiting periods for coverage or find that specific medical conditions aren't immediately covered if the courts back a request by the Trump administration to toss key provisions of the ACA ( The provisions targeted by the Justice Department include the bans on insurers denying ...
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What Latest Health-Law Case Means for Insurance Markets

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Uncertainty of Plans, Prices for 2019 - Longer Term - New Winners & Losers Consumers and insurers face new uncertainty with the Justice Department's assertion this week that key provisions of the Affordable Care Act are invalid. In a brief ( see Justice Department below ) filed on 6-7-18, the Justice Department asked a federal court to unwind t...
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Administration’s ACA Stance Could Cause Problems

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The insurance industry trade group America's Health Insurance Plans warned that eliminating ACA's major protections would be "destabilizing" to the market and drive premiums even higher. AHIP signaled it will file an amicus brief in the case, officially siding with a group of states that have stepped in to defend the law's constitutionality. The ad...
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The ACA Fix for Mom & Pop

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The Affordable Care Act was supposed to be a boon to small businesses and the 59 million Americans they employ. It hasn't worked out that way. In the past few years the ACA outlawed basic insurance plans and required businesses with 50 or more full-time workers to provide gold-plated coverage they didn't need. Almost immediately, companies began re...
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Considering Insurance 1/2 the Cost of the ACA

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According to some concerned parties, the existing ACA is in a "death spiral" because of fewer enrollees, more dropouts and higher premiums (huge increases coming later this year). One-third of the people who enrolled in the ACA in January 2015 dropped out by the end of the year. The data for ensuing years will be worse. New regulations to offer a m...
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Coaching & Care Coordination for Chronic Care Management Works

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Patients with multiple chronic conditions have complex needs and are among the most challenging patients for a primary care practice to manage. One solution being adopted by practices to address this challenge is non-face-to-face care coordination—which entails motivating and coaching patients through a comprehensive plan of care covering physical,...
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Major Players Create New Committee to Make Healthcare Safer for Patients

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Some of the top healthcare groups—including government agencies like the Centers for Disease Control & Prevention and the Centers for Medicare & Medicaid Services—gathered in late May for the first time to examine new ways to make healthcare safer for patients. Led by the Institute for Healthcare Improvement (IHI), a newly launched steering...
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