TelePay Insurance

Why Healthcare Needs to Invest in Consumer Journeys

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For healthcare organizations to improve their consumer experience, they need to emphatically understand their experience from start to finish. A proven way to do that is by mapping the consumer journey. As healthcare requires sensitivity, it’s critical to know how and when consumers need to engage with you, to anticipate what they need, and guide them along the most relevant path. With the growth of expanded care delivery options, such as urgent care facilities, patients are increasingly unaffil...
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TelePay Insurance

Health Care Tops Americans' Worries for Third Year

Health care is the issue Americans worry about the most, topping the economy as the public's primary concern for the third year in a row. More than half of adults – 55 percent – in a new National Gallup Survey say they worry "a great deal" about the availability and affordability of health care, while nearly a quarter say they say they worry a fair amount. Significant health care concern has registered above a majority each year since Gallup began asking the question in 2001 – the only such issu...
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TelePay Insurance

Will Small Biz ACA Problems Be Saved by Association Health Plans?

Out of 75 Major Concerns, Small Business Owners Rank Health Insurance Costs as the Number One Problem They Face Between 2008 and 2015, the proportion of employers with fewer than 10 employees providing health insurance dropped by over one-third while the proportion of employers with 10 to 24 employees dropped by a quarter. Why have small business been hit so hard? Because they lack the economies of scale enjoyed by big firms that can negotiate lower prices from insurers. Also, they do no have en...
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TelePay Insurance

Healthcare – ACA Update

The Administration voted on 2-20-18 to allow health insurers to sell lower-cost, less-comprehensive medical plans as an alternative to those required under the ACA program.   Insurers would have to make clear that the plans, which could last for less than 12 months, would be liberated from the ACA’s benefit and other mandates. The proposed regulations would: Allow insurers to sell individual consumers "short-term" policies that can last up to 12 months, have fewer benefits, and come with l...
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TelePay Insurance

ACA Reporting Requirements Still in Effect for 2018

At The Close of 2017, The ACA Stands& The IRS Supports Existing Systems to Fully Enforce It Efforts of Congress to repeal the ACA don’t yet affect the IRS’ stance will support the law until the repeal is resolved.  The result is that all affected employers must file 1095-C reporting forms and provide copies to employees by the IRS deadlines, or face the consequences. Employer Deadlines Schedule Employers Must Meet For Tax-filing: February 28, 2018 — paper-filing deadline NEW DEAD...
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TelePay Insurance

Dealing With Harassment? Discrimination? Wage Theft?

How Can Employees Get Justice With Mandatory Arbitration? How closely did you read the packet of paperwork on your first day of work? Or the contract that came with your cellphone? Chances are good that you unknowingly signed away your access to the courts. Arbitration clauses have become a fixture in American life. You can barely apply for a credit card, put a loved one in a nursing home or rent a car without having to agree to arbitrate all potential legal claims instead of taking them to cour...
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TelePay Insurance

Hospitality Providers Must View New Cal/OSHA Hotel Housekeeping Musculoskeletal Injury Prevention Regulation

Hospitality Providers Must View New Cal/OSHA Hotel Housekeeping Musculoskeletal Injury Prevention Regulation In January the Cal/OSHA Standards Board approved a new regulation that requires hotels and other lodging establishments (such as resorts and bed and breakfast inns) to implement new rules to protect employees who perform housekeeping tasks from any "musculoskeletal injury." A new General Industry Safety Order –" Hotel Housekeeping Musculoskeletal Injury Prevention "  – is intended to...
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TelePay Insurance

New Report Addresses Impact of Drug Abuse & Workplace Testing

A recent drug-testing firm has published a white paper, Economic Value of Drug Testing in the Workplace for Health Payers & Employers . The article addresses opportunities for health payers and employers recommending ways that they can utilize drug testing to: Decrease Employee Turnover and Absenteeism Reduce Employer Risk Lower Workers’ Compensation Rates: Top doctors in the study group say that employment drug testing provides far-reaching organizational and societal benefits, and pr...
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TelePay Insurance

States Evaluate Establishing Their Own Health Insurance Mandates

Congressional Repeal of ACA’s Individual Mandate Leaves A Number of Lawmakers Examining Replacement Measures At least nine states are considering their own versions of a requirement that residents must have health insurance, a move that could accelerate a divide between states trying to shore up the ACA and other states intent on eliminating requirement. Congressional Republicans in December repealed the individual mandate, a pillar of the ACA, as part of their tax overhaul. That cheered t...
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TelePay Insurance

Update On the Children's Health Insurance Program

Funding for a health insurance program for children - the Children’s Health Insurance Program (CHIP) - arose as an offshoot of discussions in Congress on the budget.  The CHIP program expired last September, and a permanent solution had not been passed by the beginning of this year. CHIP Program & What It Does Created in 1997, CHIP is low-cost insurance for families with incomes too high for Medicaid but potentially too low to afford private insurance plans.  CHIP covers routine check-...
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