TelePayroll

New Healthcare plans Will Lower Costs for Small Businesses

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The Secretary of Labor told Fox News that the administration's new health insurance rule will allow small businesses to negotiate lower cost plans. Large companies have many advantages; they have bargaining power and actually have fewer regulations than the small businesses. The Association Health Plans (AHPs) announced by the administration allow ...
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TelePay Insurance

The ACA Fix for Mom & Pop

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The Affordable Care Act was supposed to be a boon to small businesses and the 59 million Americans they employ. It hasn't worked out that way. In the past few years the ACA outlawed basic insurance plans and required businesses with 50 or more full-time workers to provide gold-plated coverage they didn't need. Almost immediately, companies began re...
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TelePayroll

Three ACA-Compliance Struggles Midsize Employers Face

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While some ACA rules have changed, the IRS forms relating to them may not yet reflect those changes. Many large employers learned from what they had done wrong in the past, but others still struggle. And many of the 51-employee companies that the federal government classifies as "large" are still having some trouble complying with ACA coverage and ...
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TelePay Insurance

Will Small Biz ACA Problems Be Saved by Association Health Plans?

Out of 75 Major Concerns, Small Business Owners Rank Health Insurance Costs as the Number One Problem They Face Between 2008 and 2015, the proportion of employers with fewer than 10 employees providing health insurance dropped by over one-third while the proportion of employers with 10 to 24 employees dropped by a quarter. Why have small business been hit so hard? Because they lack the economies of scale enjoyed by big firms that can negotiate lower prices from insurers. Also, they do no have en...
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TelePay Insurance

New Report Addresses Impact of Drug Abuse & Workplace Testing

A recent drug-testing firm has published a white paper, Economic Value of Drug Testing in the Workplace for Health Payers & Employers . The article addresses opportunities for health payers and employers recommending ways that they can utilize drug testing to: Decrease Employee Turnover and Absenteeism Reduce Employer Risk Lower Workers’ Compensation Rates: Top doctors in the study group say that employment drug testing provides far-reaching organizational and societal benefits, and pr...
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TelePay Insurance

What Employers Need To Know About Immigration I-9 Forms - 2018

Update #3: What To Do About Immigration I-9 Forms Do not allow any government entity, and specifically DO NOT ALLOW the Customs & Immigration Service, or U.S. Homeland Security to obtain or review your records UNLESS provided a Notice of Inspection.  If you receive a Notice of Inspection for I-9 forms, you must post a notice for employees immediately informing them that the process will occur. If the I-9 review raises questions about any particular employee's status, that employee must be in...
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TelePay Insurance

Employers TelePayroll Can Help You Prepare For New California HR Employment Laws

2018 brought in numerous new laws that every California employer must understand and implement.  These laws are not optional and must be followed to avoid costly penalties or potential legal consequences. As a reliable resource of HR information and news to our customers, TelePayroll has prepared a series of helpful updates defining the specifics of the 2018 laws which highlight what employers can expect, and what they are required to do to implement the laws in their company, right away.  Seven...
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TelePay Insurance

New Tax Proposal Exempts Small Businesses From Some ACA Rules

The White House is proposing changes that would allow millions of small businesses and the self-employed to buy health-insurance plans that don’t comply with all ACA requirements through regulatory action. The proposal would allow businesses that share geography or an industry in common to form an association and sell members health policies that are exempt from some of the health law’s requirements. They would no longer be required to comply with an ACA rule that offers a mandatory ...
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TelePay Insurance

E&O Coverage - Vital To Professional Services Companies

When you invest in professional liability E&O coverage, you protect your business and reputation against lawsuits.  Whether real or perceived, Errors & Omissions Insurance (E&O) helps fund legal expenses when you're sued over professional mistakes, work miscalculations or missed deadlines.  E&O insurance is most popular among professional service industries including: Architecture Engineering Information Technology Consulting Legal Medicine Insurance Accounting Since society...
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TelePay Insurance

Prepare for 2017 Minimum Wage Laws

Verify you are paying all employees at least the Applicable Minimum Wage . And be aware of what city or county your employees are working in - because there are differing minimum wages, as well as paid sick leave rules, in dozens of California cities and some counties. PAY AND BENEFITS INCREASES FOR STATE MINIMUM WAGE  (Effective January 1, 2017) SB 3 increases the statewide minimum wage* to $15 per hour in increments over the course of 5 years—from January of 2017 to January of 2022—with cost o...
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