TelePay Insurance

Health Coverage at Work? Lawsuit Against ACA Could Affect You, Too

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Millions of people who get health insurance through their job could face waiting periods for coverage or find that specific medical conditions aren't immediately covered if the courts back a request by the Trump administration to toss key provisions of the ACA ( The provisions targeted by the Justice Department include the bans on insurers denying ...
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Administration’s ACA Stance Could Cause Problems

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The insurance industry trade group America's Health Insurance Plans warned that eliminating ACA's major protections would be "destabilizing" to the market and drive premiums even higher. AHIP signaled it will file an amicus brief in the case, officially siding with a group of states that have stepped in to defend the law's constitutionality. The ad...
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Healthcare Dilemma

Some in Washington feel that today we are closer than ever of sending ACA to the ash heap of history and opening the door for much-needed market-based solutions to health insurance. With the Tax Cuts and Jobs Act, Republicans banded together to eliminate the unpopular ACA program individual mandate. Now the administration is determined to find a better way to address our nation’s health-care needs. But despite these positive developments, both parties in Washington are considering policies...
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New Tax Proposal Exempts Small Businesses From Some ACA Rules

The White House is proposing changes that would allow millions of small businesses and the self-employed to buy health-insurance plans that don’t comply with all ACA requirements through regulatory action. The proposal would allow businesses that share geography or an industry in common to form an association and sell members health policies that are exempt from some of the health law’s requirements. They would no longer be required to comply with an ACA rule that offers a mandatory ...
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ACA QUANDARY: REPEAL OR PROP UP?

Big Issues to Watch : How will the national budget reconciliation be treated -  will it go back to the existing law or move on to welfare reform & will they use it for both, or nothing? More Review Over the 340-B Program . A judge last week ruled against hospitals' effort to block $1.6 billion in cuts to the federal drug discount program, but allowed them to re-file the lawsuit once the cuts took effect on 1-1-18 - and the American Hospital Association, the Association of American Medical Co...
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TelePay Insurance

Will A New ACA Finally Emerge in 2018?

The sweeping 2018 tax bill approved on Wednesday, December 20th, will repeal the individual mandate in 2019, which could potentially take millions of people out of the health insurance market.  It also eliminates some existing subsidies, halved the insurance enrollment period, squelched the plan's marketing campaign, and rolled out regulatory health plans that changed the insurance landscape. Advocates acknowledge that the ACA is weakened, but surviving - if in name only. Some insurers are findi...
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ACA Inclusion In Tax Bill To Be Decided Within Days

Some legislators feel that a bipartisan ObamaCare insurer fix will be added to a government funding bill this week (Dec. 18-22), potentially setting and is still being hotly debated. The bill is aimed at stabilizing insurer markets — and  would be added to a stop-gap government funding bill that must pass before this Friday's funding deadline. The two proposed bills would provide funding aimed at bringing down existing ACA premiums, and also make up for the premium rise from repea...
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Impact of Undoing Exemption From The ACA Individual Mandate Hotly Debated

The debate surrounding the pending repeal of the Affordable Care Act’s centerpiece requirement that most people get insurance or pay a penalty is alive and well. A measure to repeal the ACA's mandate was rolled into the recently proposed tax plan and is currently being vigorously debated. But now, more experts are concluding that rising premiums next year would exempt many more people from the mandate. The exemption applies if the least-expensive health insurance available costs more than ...
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Update on ACA Status

Congress is headed for a showdown on whether to insert several pressing health measures in year-end bills.  The looming health-care issues include: Funding for a children’s health program Possible delay of certain taxes by the ACA A bipartisan plan to bolster fragile insurance markets It isn’t yet clear which of the bill's  measures will pass. There is turbulence right now on coming to an agreement in the short time remaining to come to passing a law in 2017. Backers of the health-ca...
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Debate On Health Law Repeal & Individual Tax Mandate Swirls

Considerations on the ACA status may include a repeal defining that most Americans must have insurance coverage as part of their tax-overhaul package.  This adds an uncertain element to an already complex legislative effort. Basically the proposal would co-mingle the draft tax bill currently under consideration with health-care provisions. In short, the concept would use the savings generated by repealing the individual ACA mandate to lower taxes for middle-income households. This approach would...
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